Small Business Retirement Plan Finder

No HR department? No problem. The IRS made three retirement plans for businesses like yours — SEP IRA, SIMPLE IRA, and Solo 401(k) — but they work very differently. Answer a few questions about your business and we'll point you at the one that fits, with real numbers.

Do you have any full-time employees besides yourself (and your spouse)?

Everything runs in your browser — nothing you type ever leaves your device.

New to these plans? The glossary explains SEP IRA, SIMPLE IRA, and Solo 401(k) in plain English.